Disclaimer
Bevan Walley Shepard makes reasonable efforts to present accurate and
reliable information in this Website. But, Bevan Walley Shepard is not
responsible for any errors in or omissions from the information
contained in or accessed through this Site, nor is Bevan Walley Shepard
responsible for the timeliness of the information. The information in
this Site is not intended to provide specific advice about insurance. If
specific insurance advice is required or desired, please contact Bevan
Walley Shepard directly. All of the information in this Site is provided
"as is" without warranty of any kind. Bevan Walley Shepard makes no
representations of any kind and disclaims all express, implied,
statutory or other warranties of any kind to the user and/or any other
party, including, without limitation, any warranties of accuracy,
timeliness, and completeness for any particular purpose.
Fraud
Statement
Any person who knowingly and with intent to defraud any insurance
company or another person files an application for insurance containing
any materially false information, or conceals for the purpose of
misleading information concerning any fact material thereto, commits a
fraudulent insurance act, which is a crime and subjects the person to
criminal and civil penalties.
I. Introduction
As a current customer of
Bevan Walley Shepard Insurance, we would like to take this opportunity
to both thank you for your business and to share with you the importance
our agency places upon protecting the privacy of information we gather
from you in accordance with applicable state and federal laws.
Bevan Walley Shepard
Insurance is a member of the financial services industry and, as such,
our agency has been and continues to be subject to federal and state
privacy laws regarding the collection and exchange of your information.
The following is Bevan Walley Shepard Insurance’s privacy policy
regarding the customer information we collect. Contained in this
privacy policy you will find: (1) an explanation of the types of
information Bevan Walley Shepard Insurance collects from our clients and
the means used to collect such information, (2) an explanation of how
Bevan Walley Shepard Insurance shares the information collected from our
clients, and (3) an explanation of how Bevan Walley Shepard Insurance
protects client information.
II. Information
we collect and the means used to collect that information
Bevan
Walley Shepard Insurance collects information about our customers that
is necessary to provide those services usual and customary to
independent insurance agents. Bevan Walley Shepard Insurance collects
this necessary information from the following sources:
Information we receive
from you on applications or other forms; this information may
include, but is not limited to, your name, address, and date of
birth.
Information about our
clients’ transactions with us; this information may include, but is
not limited to, claims and payment history.
Information we receive
from a consumer-reporting agency; this information may include, but
is not limited to, a driving record or insurance score report.
To collect
customer information from the above-stated sources, Bevan Walley Shepard
Insurance may use the following means of communication to gather
information: written, in-person, telephone, facsimile, electronically,
and online.
III. How we
share client information with non-affiliated third parties
We don’t
share information about our customers or former customers with
non-affiliated third parties other than as permitted or required by
law. For example, Bevan Walley Shepard Insurance may share all of the
information listed above with non-affiliated third parties for,
including but not limited to, the following reasons:
Information that is
necessary to service or process the insurance needs of our clients,
in a manner that is consistent with the usual and customary services
provided by independent insurance agents. Such usual and customary
services or processes provided by Bevan Walley Shepard Insurance to
its customers include, but are not limited to, underwriting,
shopping the renewal, rating, placement, and providing quotes for
insurance that is germane to the coverage the customer places with
our agency.
Information that is
necessary to protect the confidentiality or security of our clients’
records.
Information that is
necessary to resolve client disputes or inquiries
Information that is
required by individuals or entities who are assessing our legal
compliance.
Information that is
required for Bevan Walley Shepard Insurance to comply with the law.
To an actuarial or
research organization for the purpose of conducting actuarial or
research studies.
Information that is
necessary to protect against or prevent fraud, unauthorized
transactions, claims, or other liability.
IV. How we share
client information with affiliated parties
We do
not share client information with any affiliate.
V.Our practices regarding information
confidentiality and security
We
maintain physical, electronic, and procedural safeguards to guard your
information. These safeguards include, but are not limited to the
following:
We
restrict access to nonpublic personal information about our clients
and former clients to those employees who need to know that
information in order to assist in providing services or products to
the customer.
We
will punish any employees who impermissibly share client
information.
We use
a secure Internet and e-mail provider to protect the confidentiality
of electronic communications.
Bevan
Walley Shepard Insurance appreciates your business and in order to
continue building upon that relationship we believe it is necessary, not
only from a legal standpoint, but also as a sound business practice that
our customers understand the care our agency uses in handling your
information. Bevan Walley Shepard Insurance will continue to monitor the
effectiveness of this privacy policy.